🔑 Key Features of Our New Car Loans
| Feature | Details |
|---|---|
| Loan Amount | Up to 100% of on-road price depending on eligibility |
| Loan Tenure | Flexible tenures up to 7 years |
| Attractive Interest Rates | Starting as low as 7% p.a. (subject to lender and applicant profile) |
| Quick Approval | Instant eligibility check and faster processing |
| Minimal Documentation | Simple paperwork and digital application process |
| No Prepayment Charges | Prepay your loan partially or fully after a fixed period (as per lender) |
| Wide Lender Network | Compare offers from top banks and NBFCs with a single application |
🎯 Benefits of Car Loan Through VISION ADVISORY/CONSULTING
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✅ Compare interest rates from multiple lenders
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✅ Get up to 100% funding on new cars
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✅ Choose your repayment term based on your budget
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✅ Balance transfer facility to lower your EMI
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✅ Dedicated advisor support from application to disbursal
✅ Eligibility Criteria for New Car Finance
| Criteria | Minimum Requirement |
|---|---|
| Age | 21 to 65 years |
| Employment Type | Salaried, Self-Employed, Business Owner |
| Income | Minimum monthly income ₹15,000 (may vary by lender) |
| Credit Score | 650 and above preferred |
| Nationality | Must be a Resident Indian Citizen |
🗂️ Documents Required for New Car Loan
For Individuals (Salaried / Self-employed):
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KYC Documents: PAN Card, Aadhaar Card, Passport, or Voter ID
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Income Proof:
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Salaried: Last 3 months’ salary slips, Form 16, 6-month bank statement
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Self-employed: ITR for last 2 years, business registration, P&L statement
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Address Proof: Utility bill, rental agreement, or Aadhaar card
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Car Quotation / Proforma Invoice from the dealer
📍 Additional documents may be required depending on the lender’s policies.
💰 Fees & Charges for Car Loan
| Particulars | Charges |
|---|---|
| Processing Fee | 0.25% to 2.5% of the loan amount |
| Stamp Duty | As per applicable state laws |
| Loan Foreclosure Charges | Nil to 5% (after lock-in period, depending on lender) |
| EMI Bounce Charges | ₹500 to ₹750 per bounce |
| Late Payment Penalty | 2% per month on overdue EMI |
🚦 How to Apply for a New Car Loan
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✅ Check Eligibility – Use our quick loan eligibility form online
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✅ Submit Documents – Upload scanned copies for instant verification
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✅ Get Loan Offers – Compare offers from India’s leading lenders
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✅ Get Approved & Drive – Receive the sanctioned amount directly to your dealer
🚘 Drive Your New Car with Zero Hassles
With VISION ADVISORY/CONSULTING, you get:
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Quick disbursals
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Tailored EMI plans
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Support for all brands & models
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One-on-one loan guidance
👉 Apply Now or Speak to Our Car Loan Specialist today!
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